Nomic
NomicOS brings monthly planning, actual spending and savings into one continuous cycle: plan, record, reconcile.
NextRecover the approved visual direction and import past finance files, then native acceptance.
Start the month with a forecast, record what actually happens, and close it with a reconciliation that keeps deliberate savings and extra retained money apart. The next month opens only after the previous one is reconciled, so your history stays clean.
Personal budget
Forecast salary and planned expenses, preload recurring plans and record actuals as the month progresses.
Reconciliation
Closing a month compares actual income against paid spending and records any remainder separately. Nothing is invented.
Savings provenance
Deliberate savings and extra retained stay separate, labelled by month and currency.
Account history
Import supported bank CSV history as an independent record, plus a grocery calculator that feeds the budget.
Plan, record, reconcile.
Every month follows the same governed loop. Nothing is invented: a zero or negative result stays visible, and savings keep their origin.